Opeyemi Olujobi, 28, also known as “Tyler Olujobi,” and Jennie Davidson, 29, both of Poughkeepsie, were arrested on Tuesday morning, April 21, and are expected to appear in White Plains federal court, according to the US Attorney’s Office for the Southern District of New York.
Prosecutors allege the pair participated in a long-running “account takeover” scheme between May 2023 and October 2024, using stolen personal information — including names, Social Security numbers, and dates of birth — to gain access to more than 200 store credit card accounts.
Once inside the accounts, investigators say the defendants changed mailing addresses to locations in Hopewell Junction, including their own residence, then requested replacement credit cards be sent there.
After obtaining the cards, prosecutors allege the duo went on a spending spree across the tri-state area, using the accounts to purchase gift cards and merchandise totaling roughly $575,000.
Surveillance footage from dozens of transactions shown in the complaint reportedly shows both suspects using the stolen cards at retail locations.
If purchases were declined or approached credit limits, prosecutors say the suspects would contact the issuing bank posing as the victims to approve charges or request higher limits.
In some cases, Davidson is accused of laundering proceeds by funneling money through an online betting account before transferring it to her personal bank account.
Officials said the scheme relied heavily on the US Mail, with fraudulently obtained credit cards shipped to addresses controlled by the defendants, prompting an investigation by the US Postal Inspection Service.
Both defendants are charged with multiple federal offenses, including conspiracy to commit mail, wire, and bank fraud, access device fraud, and aggravated identity theft. Davidson also faces a money laundering charge.
If convicted, the most serious charges carry potential sentences of up to 30 years in prison, though any sentence would ultimately be determined by a judge.
